Valley Pawn Culpeper
Pawn Shop in Culpeper, VA
Culpeper, Virginia
📍 571 James Madison Hwy, Culpeper, VA 22701
🕐 Mon–Fri: 10am–6pm | Sat: 10am–5pm | Closed Sunday
Pawn shop in Culpeper, VA: Valley Pawn Culpeper is a family-owned pawn shop at 571 James Madison Highway, Culpeper, VA 22701. We make no-credit-check pawn loans up to $25,000, buy gold, silver, coins and jewelry at live market prices, and sell quality pre-owned merchandise backed by a 30-day warranty. Open Monday–Friday 10 AM–6 PM and Saturday 10 AM–5 PM (closed Sunday). Call or text (540) 445-5510.
📞 Call (540) 445-5510💬 Text (540) 445-5510📍 Directions
What you can do at Valley Pawn Culpeper
Pawn loans up to $25,000
Bring in anything of value — jewelry, gold, electronics, tools, instruments and more. We appraise it with real market data and hand you cash the same visit. No credit check. How pawn loans work →
Sell gold & silver
We test and weigh your gold and silver in front of you and price it from the live spot market. Sell gold in Culpeper · Sell silver
Sell coins & jewelry
Bullion, coin collections, rings, chains and broken pieces — bring them as they are. Sell coins in Culpeper · Sell jewelry
Shop pre-owned for less
Electronics, tools, jewelry, musical instruments and more, usually well below retail. Everything we sell carries a 30-day warranty. See what we carry →
Free layaway & the MobilePawn app
Put an item on free layaway, then pay or extend a loan and check due dates from your phone. Get the free app →
FFL transfers
Buying a firearm online? Have it shipped to this store. $25 per transfer, due at pickup. Transfer details & our license →
How a pawn loan works in Culpeper
- Bring your item in. No appointment needed. Bring a government-issued photo ID, which Virginia law requires for every pawn and purchase.
- Get a fair offer. We look up what your item is worth using current market data, not guesswork, and show you how we got to the number.
- Walk out with cash. We hold your item safely while you have the loan. Loans run on a set term (typically 30 days) with extensions available.
- Pick it back up. Repay the loan plus fees and your item is yours again. If you decide not to, the item covers the loan — nothing is reported to your credit and nothing else is owed.
Hours
| Monday | 10:00 AM – 6:00 PM |
| Tuesday | 10:00 AM – 6:00 PM |
| Wednesday | 10:00 AM – 6:00 PM |
| Thursday | 10:00 AM – 6:00 PM |
| Friday | 10:00 AM – 6:00 PM |
| Saturday | 10:00 AM – 5:00 PM |
| Sunday | Closed |
Prices on gold and silver move every day, so we quote from the live market at the counter. Questions before you come in? Call or text (540) 445-5510 or email culpeper@fcfpawn.com.
What Culpeper customers say
from 425 Google reviews (as of October 2026).
Read every Valley Pawn Culpeper review on Google →
Who we serve
Customers come to Valley Pawn Culpeper from across Culpeper County, Orange, Madison, Remington, Brandy Station, Rixeyville, Warrenton and Sperryville. Valley Pawn locations have served Virginia communities since 1988, and the company is family-owned and run by people who live here. Our promise is simple: What’s Right Is Right.
Common questions about Valley Pawn Culpeper
Where is the pawn shop in Culpeper, VA?
Valley Pawn Culpeper is at 571 James Madison Highway, Culpeper, VA 22701. Call or text (540) 445-5510.
What are Valley Pawn Culpeper's hours?
Monday–Friday 10 AM–6 PM and Saturday 10 AM–5 PM (closed Sunday).
Is Valley Pawn Culpeper open on Wednesday?
Yes. Valley Pawn Culpeper is open Wednesdays, 10 AM–6 PM. It is one of three Valley Pawn stores open on Wednesday (Culpeper, Roanoke and Waynesboro).
How much can I borrow on a pawn loan in Culpeper?
Loan amounts are based on the value of the item you bring in, from a couple hundred dollars up to $25,000 on the right collateral. There is no credit check and nothing is reported to the credit bureaus.
Can I sell gold in Culpeper without an appointment?
Yes. Walk in any time we are open. We test and weigh your gold, silver or coins in front of you and price them from the live market. Bring a government-issued photo ID, which Virginia law requires.
Does a pawn loan affect my credit?
No. Pawn loans require no credit check and are not reported to credit bureaus. If you choose not to repay, the item covers the loan and nothing else is owed.
Does Valley Pawn Culpeper accept firearm transfers?
Yes. All five Valley Pawn stores accept incoming FFL transfers. The transfer fee is $25 per firearm, due at pickup. See our FFL transfer page for this store's license copy.
Other Valley Pawn locations
- Valley Pawn Waynesboro — 1321 West Broad Street, Waynesboro, VA 22980 · (540) 221-6346
- Valley Pawn Harrisonburg — 1790 East Market Street, Suite 22, Harrisonburg, VA 22801 · (540) 574-4500
- Valley Pawn Lexington — 125 Walker Street, Lexington, VA 24450 · (540) 461-8349
- Valley Pawn Roanoke — 2362 Peters Creek Road, Suite C, Roanoke, VA 24017 · (540) 562-0776